Wednesday, October 23, 2013

Obamacare. Does anyone else think the screwups are not planned?

One thing I thank God for is (for now) I have affordable insurance for my family and I don't have to go through this crap on the exchange. For the moment. I'm scared my department will do that soon enough, but if I was a retiree I would be scared as hell. But I digress.

I heard of this blog listening to Michael Berry this morning and had to check the post out. This is what one woman had to endure on the exchange. From Menopause Express this morning.

My Healthcare.gov Experience This Morning

A little history…

After multiple attempts last week, I successfully created an account on healthcare.gov. I had to wake up at 5:15am in order to do so. The process still took me two hours, and at the end of those two hours, when I hit “Submit”, I waited and the screen flickered, then I was left on the same page as though nothing happened. I was never taken to a page confirming the process was complete.

I tried about 6 or 7 times. I even tried logging out and logging back in. Finally, I tried their chat support. They have this handy link at the lower right corner of the page that says, “Live Chat”. I figured their phone lines would be swamped, so I went that route. There was no disclaimer on what their chat did or did not support. Usually, when there is a chat link on such a page, it is level one support and they can help you with at least part of your problem. They can, at least, access your account.

Nope.

The agent informed me they could not access any account information or help with the application process on chat support. Although I just needed to know if my application completed, the agent could not even answer that question. I had to call phone support.

The agent on phone support informed was friendly enough and asked me if I had an account number. I said, “No. I have an application number. I’m in the very last phase of the application process and that’s where things timed out. I clicked submit but I’m not sure if it worked. I just need to know.” I was told that without an account number she could not pull up my in-process application. She could not pull it up with the application number I had, nor could she pull it up with any of my personal information. My only option was to go through the application all over again on the phone (the same application I just spent two-hours completing and had no desire to go through again). If she took me through it by phone it would take 2-6 weeks for a confirmation; whereas, if I completed it online I got an immediate response.

WTF? Why the difference? Why couldn’t she get the same immediate confirmation? But that’s another rant for another day.

I didn’t want to dig up all the information again, so I logged out and logged in again so I could read through the in-process application and give her the responses she needed. Lo and behold! I received a new message! I had some file I had to download, indicating I’d been approved! I read the message to her and she confirmed this meant I’d receive an email shortly with my coverage options.

I never received it.

Fast forward to today…

I tried logging back in this morning. My username and password did not work. I thought, “Perhaps I forgot one or the other.” So I clicked on the link that said “Forgot Username”. I populated my name and my email address associated with my account. I did not receive an email. I checked my spam folder to be sure.

I contacted their chat support again. Surely, they can at least assist in resetting usernames and passwords.

Nope.

Now, before I go on, here’s a screenshot of the chat window you see while you’re chatting with the agent. Note the misleading phrase at the top, “Chat with someone who can help”.



Alas, I had no method of emailing the transcript from the chat window. I had to copy/paste. I wish I had something more … credible. Regardless, here is the text from the chat, because they have no method of sending the transcript:

[0 6:49:51 am]: Thanks for contacting Health Insurance Marketplace Live Chat. Please wait while we connect you to someone who can help.
[0 6:49:55 am]: Please be patient while we’re helping other people.
[0 6:50:29 am]: Please be patient while we’re helping other people.
[0 6:50:59 am]: Please be patient while we’re helping other people.
[0 6:51:05 am]: Welcome! You’re now connected to Health Insurance Marketplace Live Chat.

Thanks for contacting us. My name is Ada. To protect your privacy, please don’t provide any personal information, like Social Security Number, or any other sensitive medical or personal information.

[0 6:51:44 am]: (me)
Hello Ada. I’m trying to log back into the website but it isn’t accepting my username or password (I’m not sure which is incorrect).

[0 6:52:23 am]: (me)

I may have forgotten my username. I’ve been waiting for the email but nothing is coming through. I *know* I’m using the correct email address. Is this something you can help me with?

[0 6:54:25 am]: Ada
have you attempted to reset your username and password? If you need to reset your username or password, please use the “Forgot your username?” or “Forgot your password” links on the account login page.

[0 6:54:45 am]: (me)

Did you not read the description of my problem?

[0 6:55:03 am]: (me)

I tried that. I haven’t received the subsequent email from healthcare.gov

[0 6:55:31 am]: (me)
and I KNOW I’m using the correct email address for you to send me the information.

[0 6:56:09 am]: Ada
Thanks for your interest in the Health Insurance Marketplace. We have a lot of visitors trying to use our website right now. This is causing some glitches for some people trying to create accounts or log in. Keep trying, and thanks for your patience. You might have better success during off-peak hours, like later at night or early in the morning. We’ll continue working to improve the site so you can get covered!

[0 6:56:42 am]: (me)
Ok. So basically the chat agents are only good for sending scripted responses and not for actual assistance. Correct?

[0 6:57:01 am]: (me)
I’ll stop bothering you.

[0 6:57:16 am]: (me)
You should take this link off of your website.

[0 6:58:35 am]: (me)
the chat window even says “Chat with someone who can help”

[0 6:58:46 am]: (me)
You aren’t helping me.

[0 7:00:28 am]: Ada
I apologize. We are available to help you 24 hours a day, 7 days a week. You can reach us toll free at 1-800-318-2596.

[0 7:00:50 am]: (me)
Yeah… because your chat support is useless.

[0 7:01:09 am]: (me)
I want this forwarded to a manager for a callback.

[0 7:01:21 am]: (me)
This is not the first time I’ve contacted chat support for assistance.

[0 7:02:58 am]: Ada
I apologize for the inconvenience.Is there anything else I can assist you with?

[0 7:03:22 am]: (me)
I want a manager to call me back regarding the problems I’ve had with chat support, overall.

[0 7:03:49 am]: (me)
Every time I’ve tried to get help through chat all I get are “scripted responses” followed by “call tech support”.

[0 7:04:08 am]: (me)
If I wanted to call and wait on hold, I would have done that in the first place.

[0 7:04:26 am]: (me)
If you have chat support, use it. If you don’t have chat support, don’t put the link up on your website.

[0 7:05:16 am]: Ada
You can reach us toll free at 1-800-318-2596.

[0 7:06:27 am]: (me)
… wow. When I was over an outsourcing call center, making sure their chat support was functioning properly and our customers were satisfied, THIS kind of thing would never happen.

[0 7:06:47 am]: (me)
Live chat… more like warm bodies in a chair.

[0 7:07:25 am]: (me)
Can you send me a transcript of this chat so I can forward it to a manager I reach by phone?

[0 7:09:35 am]: Ada
I apologize, but we do not have that ability.

[0 7:09:50 am]: (me)
Of course.

[0 7:10:50 am]: Ada
I apologize, but if there is nothing else I can help you with I am going to have to disconnect from this chat.

[0 7:11:05 am]: (me)
Unless you can give me a survey link, I think we’re done here.

[0 7:11:18 am]: Ada
Thank you for contacting Health Insurance Marketplace Live Chat. We are here to help you 24 hours a day, 7 days a week.

And she ends the chat with the sentence, “We are here to help you 24 hours a day, 7 days a week.” Just how are they there to help?? As far as I can tell, they’re serving as a bottleneck for phone support. Can you imagine how many calls they’d be getting if the chat link wasn’t on the page?

A point I've made more than once is none of this bad news is unintentional. Now this was approved in 2010, the contracting was screwed up from the start, HHS kept changing the requirements and it failed the little testing it got. But that did't stop the Obama regime from going forward.

The administration has refused to say how many people have been enrolled, but they have said how many people have checked out the web site and said it crashed due to overload. As of today, the numbers are twenty million have logged on and half a million have signed up. Twenty million in three weeks. Amazon.com has over seventy-eight million visitors a month and they haven't had an outage like this.

I've been in government long enough to know that if the boss wanted this to be successful , he would have known about it. But for some reason he's "Going to get to the bottom of this.", as if he has nothing to do with his signature legislation. Could it be he is waiting for this to all crash down so he can say, "We'll we tried and it's all screwed up...sorry you we're bankrupted by lack of health care insurance and then you got cancer...but I'll do this, let's just eliminate the middle man and we'll set up single payer for the entire country."

Far fetched? Remember a quote from B Hussein Obama's mentor, Saul Alinsky. One of his more famous quotes, "The despair is there; now it's up to us to go in and rub raw the sores of discontent, galvanize them for radical social change." So just make everyone desperate by means out of their control, like having the federal government deliberately destroy the private health care system and leave them with no hope so they will settle for third rate care at twice the cost. No way you answer? Look at that son of a bitch from earlier this month. He deliberately made his government shutdown as painful as possible to insure distress for the American people. Why do you spend money to put up barricades on walking paths?

B Hussein Obama is as cold and unfeeling a son of a bitch there is and if people get hurt in his desire for power, so be it. He doesn't care. I only pray the conservatives in the Congress can limit the damage and a conservative president elected in 2016 can start to undo the damage. If Hillary is elected, put a fork in the United States.

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